|Insurance is just for homeowners.
||If you are renting a home, live in an apartment complex or condominium, or you are a student living in a dormitory, you may qualify for renters insurance. If your roommate has insurance, consider adding your name to their policy so both of you are covered.
|Renters insurance is more expensive than it is worth.
||With your spare change, you can purchase thousands of dollars of coverage. A typical renters insurance plan costs approximately $125 a year; that's just $0.34 a day.
|Renters insurance is just "extra" coverage that you really don't need.
||The threat of fire, injury or damage to your property far outweighs the inexpensive programs available to renters. Know your options.
|What I own isn't valuable enough to insure.
||You probably own a great deal more than you think — furniture, clothing, stereo, television, books, toys, jewelry, sports equipment, appliances, dishes. What would it cost to replace everything in your apartment if you lost it all in a fire or other disaster?